VERIBANC^® provides safe and sound bank ratings on all U.S. federally insured financial  institutions in "plain English". Detailed research and risk analysis are also available. For over 29 years, our bank rating system has helped consumers, business people, and government offices manage banking risk and protect their deposits and investments against bank failure and fraud.

Since our inception we have maintained our zero tolerance for bias, no Bank, Thrift, or Credit Union has ever paid us to rate them. We have never accepted advertising or referral (click through) fees. You can be assured that you are getting the best information with VERIBANC's guarantee: there is no potential for conflict of interest.

Click here for RECENT FAILURES.

VERIBANC is now providing CD Rates Across America (CDRAA) with our Safety Ratings. Click here to go to the CDRAA website.

HIGHEST STANDARD CD RATES as of Monday, February 08, 2010

The B.E.S.T. Banking Investment

Balanced - our rating system blends predictability of bank failure with bank ratings degradation. This balance provides our clients with added value that actually tracks the performance of the banking industry. Click here to see why balance is important.

Effective - VERIBANC's ROR (Return On Ratings) is over 99 percent. We are able to detect banking problems with a high degree of reliability. Click here to see our track record.

Seasoned - over the past twenty-nine years (through the difficult and the good times of the banking industry) our rating system has been tested. Our system's performance has produced remarkably consistent results. Click here to see recent failures.

Transparent - we are the only bank rating company that has always published our track record. Because of our transparency, several insurance companies have audited and approved its use for insuring deposits in excess of the FDIC's $250,000 limit.